The Closing Disclosure provides details on the final loan terms and the itemized costs associated with the loan.It indicates the terms and conditions of your loan and how it will be repaid (the amount of your monthly mortgage payment for principal and interest, when it is due, the length of the mortgage, etc.). The Mortgage Note is your promise to repay your loan.In some states, the buyer signs a Deed of Trust rather than a mortgage, but both documents serve the same purpose. The Mortgage pledges your home as security for the loan.Review all of your closing documents with your attorney to be sure there are no errors or problems before the closing begins. Review this document with a fine-tooth comb to be sure the details are correct! If something looks different than expected from the initial Loan Estimate, you should contact your lender. At least 3 days prior to your scheduled closing date you will receive the Closing Disclosure, which provides the final loan terms and closing cost details.
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